Michael Shang

I work in commercial banking and business development, with a particular focus on Asian-linked opportunities, mid-market businesses, and the practical realities of execution in New Zealand.

My background spans both China and New Zealand. Over fifteen years in banking, I have worked across corporate lending, trade finance, working capital, and relationship-led growth — first in Beijing, then in Auckland. Much of my work has involved operating where business ambition, institutional constraints, and cross-border context meet.

This site is not a digital résumé. It is a place to think in public about the kinds of commercial questions I keep returning to: how growth businesses are assessed, where working capital conversations break down, what clients value beyond responsiveness, and why some opportunities move while others stall.

I write across three areas:

• Insights: essays and observations on business and banking
• Frameworks: reusable concepts and practical lenses
• Reflections: anonymised patterns from experience