04Index · Published & archived
Writing
A map, not a feed. The writing itself lives on the channels built for it; this page just points to the best of it—and keeps a few validated pieces here in full.
New work appears first in The Corridor Desk, in the book, or in the Lab—never here first. Nothing on this page is dated; entries are kept because they stay useful.
Published elsewhere
Read on the channel
- Read
The Corridor Desk · Issue 02
Good deals don't just die in credit. They die in translation.
The coinage behind Credit Translation—why sound mid-market deals stall in the handover from commercial sense to institutional proof.
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The Corridor Desk · Issue 03
Funding Asia, or building it
Two Asia-facing capex stories that price identically and recover very differently—the origin of recovery asymmetry.
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The Corridor Desk · Issue 01
I wrote a trade finance policy in 2014. A third of it wouldn't survive.
How credit policy's real job has shifted from selecting deals to moving them—filter to movement.
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Highbank Press
How Bankers Think
The long argument—inside commercial banking's hidden curriculum. First edition, 2026.
- Read
Banking Judgment Lab
One short case. One credit judgment.
The practice room: composite drills where you make the call before reading the breakdown. Always free.
- Read
The Corridor Desk
The newsletter itself
Monthly, from a banker's desk—working capital, trade finance, and credit judgment across the corridor.
Archived here
Kept in full
Validated notes and frameworks kept on this site as reference—full text, undated.
- Lens
A Practical Lens for Working Capital
Receivables, payables, and inventory read as behaviour, not ratios.
- Framework
Why strong businesses can still be difficult to finance
Commercial quality and financeability are related, but not the same thing.
- Coinage
Policy as a Filter, Policy as Movement
The canonical note on the Corridor Desk policy coinage.
- Field note
The third meeting problem
Cross-border documentation misread as distrust—an information-format gap, not a trust gap.
- Field note
The 90-day mismatch
Covenant dates and trade cycles keeping different clocks.
- Field note
What the Q2 financials don't show
Accurate numbers read at the wrong point in the cycle.